GHANA MONTHLY PAYE CALCULATOR

Work out one employee's monthly PAYE, band by band.

Enter a monthly salary and see the chargeable income, the tax in each band, the SSNIT deduction and the take-home. No signup, nothing gated, nothing stored. If you want the rules behind it, read the PAYE guide.

The employee's month

One employee, one month. Enter what you pay them; the breakdown updates as you type.

Bands follow the GRA graduated schedule under the Income Tax (Amendment) Act, 2026 (Act 1178), effective 1 September 2026. Monthly basic salary SSNIT is calculated on basic salary. Taxable allowances and benefits Everything else taxable this month. Leave at zero if there is none.

Deduct the employee's SSNIT contribution at 5.5% The employee's first-tier contribution comes off before tax. The employer's 13% is your cost and is not part of this calculation.

Approved monthly reliefs The total approved relief amount for this employee for the month. Zero if none is approved.

This calculator needs JavaScript to run the arithmetic. The bands, the reliefs and a fully worked monthly example with the same figures are set out on the PAYE guide, which needs nothing switched on.

The breakdown

Monthly, for one employee.

Chargeable income	Amount

Tax by band

Band	In band	Rate	Tax

Net pay—

For guidance only. Your payroll is computed per employee, per run, inside Factura HRMS — check with the GRA for your own circumstances.

What this does not do

A calculator answers one question about one employee. A payroll answers several hundred at once, and has to stand up afterwards.

Overtime and bonus are not included here.: Both are taxed outside the graduated bands up to a threshold, and only the excess joins chargeable income. The rules are set out in the PAYE guide.
Company-specific items are not included.: Rent elements, employer schemes and third-tier contributions above the exempt limit all change chargeable income, and they differ from one employer to the next.
Nothing here is filed or stored.: The figures stay in your browser. In Factura HRMS the return-ready schedule is produced from a closed run, and filing happens on the GRA's own channel — see statutory compliance in the product.

See a real pay run, end to end

Thirty minutes. We walk a full month — prepare, review, close, and produce the statutory files — and you can stop us anywhere.

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